Notional Pooling - Cash Management | DBS TW Corporate Banking

Notional Pooling

Optimise group cash balances without moving funds

Notional Pooling

Optimise group cash balances without moving funds

At a glance

Notional Pooling optimises your group cash balances across multiple accounts without physical movement of funds

Cash balances in different accounts are notionally offset to derive the net balance, which is then used to calculate interest

Earn higher interest on pooled balances

Benefit derived from pooling can be apportioned systematically across the participants in the pool as per pre-agreed criteria

Features & benefits

Preserve the individual autonomy of sub-accounts with control and governance at the Group level or Treasury entity on the overall liquidity position

Eliminate the hassle of manual reporting, tracking and reconciling your various accounts

Access real-time liquidity position, alerts and reports via DBS IDEAL, our online banking platform

How it works

How to apply

Please call us at +886 2 6606 0302 and we will arrange for a Relationship Manager to assist you.

FAQs

	Can you support Notional Pooling structures in different currencies?
	Yes, we can support structures in TWD, USD and RMB. However, each structure can only consist of accounts of the same currency.

	Can Notional Pooling be performed among accounts of subsidiary companies?
	Yes. The individual subsidiary companies shall agree to and sign notional pooling agreement.

	Where will the notional pool interest benefit be allocated to?
	Interest derived from pooling can be apportioned to the pool master account or the sub-accounts depending on the percentage of each account daily balance.

	What’s the difference between Notional Pooling and Cash Concentration?
	Cash Concentration requires the physical movement of funds into one account. Inter-company loans are created as funds move between the accounts of different companies. There is no physical movement of funds for Notional Pooling as account balances are notionally set-off.

	Can I do this on a regional basis?
	Notional Pooling only works across accounts in the same location. In addition, we provide interoperability with other liquidity techniques such as Cross-Border Sweep and Interest Optimisation to consolidate funds from multiple countries. However, they are subject to the regulations of each country.

Get in touch

Need help? Make an online enquiry or get in touch with BusinessCare.

Make an online enquiry

Call

+886 2 6606 0302
Operating hours: 8.30am to 6.30pm, Mon - Fri (excluding PH)