notional pooling

Notional Pooling

Optimise group cash balances without moving funds

Notional Pooling

Optimise group cash balances without moving funds

At a Glance
Notional Pooling optimises your group cash balances across multiple accounts without physical movement of funds.
balance

Offset balances

Cash balances in different accounts are notionally offset to derive the net balance, which is then used to calculate interest.

optimise balances

Optimise balances

Earn higher interest on pooled balances.

operational benefits

Operational benefits

Benefit derived from pooling can be apportioned systematically across the participants in the pool as per pre-agreed criteria.

Features & Benefits
preserve

Preserve the individual autonomy of sub-accounts with control and governance at the Group level or Treasury entity on the overall liquidity position.

manual reporting

Eliminate the hassle of manual reporting, tracking and reconciling your various accounts.

note

Access real-time liquidity position, alerts and reports via DBS IDEAL, our online banking platform

How it Works
How to Apply

Please call us at +886 2 6606-0302. Alternatively, you may visit any of our Branches and our Relationship Manager will be glad to assist you.

FAQs
Can you support Notional Pooling structures in different currencies?

Yes, we can support structures in TWD, USD and RMB. However, each structure can only consist of accounts of the same currency
Can Notional Pooling be performed among accounts of subsidiary companies?

Yes. The individual subsidiary companies shall agree to and sign notional pooling agreement.
Where will the notional pool interest benefit be allocated to?

Interest derived from pooling can be apportioned to the pool master account or the sub-accounts depending on the percentage of each account daily balance.
What’s the difference between Notional Pooling and Cash Concentration?

Cash Concentration requires the physical movement of funds into one account. Inter-company loans are created as funds move between the accounts of different companies. There is no physical movement of funds for Notional Pooling as account balances are notionally set-off.
Can I do this on a regional basis?

Notional Pooling only works across accounts in the same location. In addition, we provide interoperability with other liquidity techniques such as Cross-Border Sweep and Interest Optimisation to consolidate funds from multiple countries. However, they are subject to the regulations of each country.
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