Your Accounts

Fixed Deposit

Enjoy abundant interest yield, helping you build up savings and secure every deposit.

Local Currency Fixed Deposit

Preferential interest rates allowing for steady capital accumulation. Different term durations and renewal instructions upon maturity available, helping you in managing your capital

Features

  • Choose your maturity date to meet your capital needs
  • Flexibility to choose your own method of interest payment - monthly or upon maturity
  • Set up your renewal method upon maturity, even easier with automatic execution
  • Apply for a pledge on fixed deposit, get a maximum amount equal to 90% of fixed deposit

Interest Calculation

  • Interest threshold amount: TWD10,000
  • Interest calculation method: Fixed deposits use the bank's fixed deposit rate, using simple interest calculation; fixed savings deposits use the bank's fixed savings deposit rate, using either simple interest or compound interest.

To Open an Account

  • Account opening target: Individuals
  • Account opening documents: personal ID (if foreigner, foreign passport and residency permit/ foreigner id / Alien Resident Card) and second proof of identification, personal seal, or other necessary document stipulated by management organization/ internal department

Foreign Currency Fixed Deposit

Allowing clients to secure fixed interest returns while also enjoying potential currency appreciation, diversifying asset allocation. We provide up to 11 currency types for fixed deposit, including US dollar (USD), Hong Kong dollar (HKD), British pound (GBP), Australian dollar (AUD), Canadian dollar (CAD), Singapore dollar (SGD), Swiss franc (CHF), Japanese Yen (JPY), New Zealand dollar (NZD), Euro (EUR), and Chinese yuan (CNY), allowing clients to choose the appropriate currency based on personal needs.

Features

  • Enjoy fixed deposit rates, boosting your interest
  • Multiple currencies available for your selection, diversifying your asset allocation
  • Hold foreign currency, making it easier to directly invest in foreign currency financial products, or pay overseas expenses and children's education costs
  • Provide various maturities, from 1 month to 1 year, or designate a specific maturity date, giving you flexibility of choice

Interest Calculation

  • Interest threshold amount: (original currency)

Currency

USD

EUR

GBP

CAD

AUD

CHF

NZD

SGD

CNY

HKD

JPY

Threshold

1,000

1,000

1,000

1,000

1,000

1,000

1,000

1,000

5,000

10,000

100,000

  • Interest calculation method: uses our bank's foreign currency fixed deposit rate, simple interest calculation

To Open an Account

  • Account opening target: Individuals
  • Account opening documents: personal ID (if foreigner, foreign passport and residency permit/ foreigner id / Alien Resident Card) and second proof of identification, personal seal, or other necessary document stipulated by management organization/ internal department

How to Apply

  • Visit any of our branches or contact our Treasures Relationship Manager.
  • Call our 24-hour personal banking service hotline at 0809-002889 or 02-66129888.

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