Your Accounts

Digital Savings Account

The "Digital Savings Account" provides a bundle package including TWD dollar account, foreign currency account and the investment account, which meet the full range of customer financial needs.

Features

  • Account to be opened through online channel with simple application steps.

  • Daily interest calculation, monthly interest payment, rapid interest returns.

Account

Effective 2019/7/1

Customer’s Relationship with DBS

Fee Waiver

Digital Savings Account

As of 2019/6/15, customer has deposit or investment of NT$2M and becomes DBS Treasures, and maintains the relationship.

30 times inter-bank ATM cash withdrawal fee waiver per month

As of 2019/6/15, customer has valid DBS primary credit card, Mortgage loan, Auto loan, Personal loan or investment product, and maintains the relationship.

15 times inter-bank ATM cash withdrawal fee waiver per month

As of 2019/6/15, customer does not meet any of the criteria above.

Not applicable

Upgrade Digital Savings Account

As of 2019/6/15, customer has deposit or investment of NT$2M and becomes DBS Treasures, and maintains the relationship.

30 times inter-bank ATM cash withdrawal fee waiver per month and 30 times inter-bank auto-transactions fund transfer fee waiver per month

As of 2019/6/15, customer has valid DBS primary credit card, Mortgage loan, Auto loan, Personal loan or investment product, and maintains the relationship.

15 times inter-bank ATM cash withdrawal fee waiver per month and 15 times inter-bank auto-transactions fund transfer fee waiver per month

As of 2019/6/15, customer does not meet any of the criteria above.

Not applicable

Remark:
1.Fee waivers are applicable on the following month after account approval.
2.Interbank fund transfer monthly fee waiver is applicable to ATM/ interest banking/ mobile banking/ phone banking channels.
3.Before going to branch to do digital savings account upgrade, the account is prohibited to do fund transfer to other bank or other customers’ accounts.

Interest Calculation

  • Interest threshold amount: (original currency)

    CurrencyThreshold
    TWD5,000
    USD100
    EUR100
    GBP100
    CAD100
    AUD100
    CHF100
    NZD100
    SGD100
    CNY500
    HKD1,000
    JPY10,000
  • Interest calculation method: Interest rate is calculated based on the Digital Savings deposit rate range corresponding to the daily end balance, calculate daily interest automatically, making payments on monthly basis.

    ※Below rate table only for reference, actual interest rate based on bank's board rate

    TWD Digital Savings Account: (From Jun 1st 2019)

    Day-end Deposit Balance (TWD)Interest Rate
    Above 5,000 (inclusive)0.22%

    FCY Digital Savings Account:

    Foreign Currency AccountInterest Rate
    USD2.0%
    Other Foreign CurrenciesApply our bank’s foreign currency current deposit rate

To Open Account

  • Account opening target: 20-year-old and above Taiwan citizens who does not hold any DBS savings account by the time apply for Digital Savings Account.

  • Account opening documents: Personal ID, second proof of identification, and other necessary document stipulated by management organization/ internal department

How to Apply

  • Apply Digital Savings Account online through DBS Official Website

  • Individuals need to provide other bank over-the-counter deposit account (limited to banks can be verified through FISC) or DBS credit card (Primary card holder for more than 6 months) for online identity authentication.

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