Your Accounts

Payroll Savings Account

A payroll savings account offers a higher interest rate than a regular savings account, plus a waiver on inter-bank withdrawal fees.


  • Daily interest calculation, monthly interest payment, rapid interest returns
  • Enjoy preferential inter-bank auto-transaction per month
  • 24-hour phone and internet banking services, real-time financial management around the world
  • Apply for automatic deductions on utility payments, on time and error-free
  • Link to fixed deposit accounts or trust fund investments in TWD or foreign currencies.

Interest Calculation

  • Interest threshold amount: TWD5,000
  • Interest rates are calculated based on the Payroll Savings deposit rate range corresponding to the daily end balance with daily interest calculated automatically, making payments on a monthly basis

To Open an Account

  • Account opening amount: TWD100
  • Account eligibility: Individuals employed by an enterprise/corporate who applied payroll transfer service with us is eligible to open this account for payroll transfer purpose.
  • Account opening documents: personal ID (if foreigner, foreign passport and residency permit/ foreigner id / Alien Resident Card) and second proof of identification, personal seal, or other necessary document stipulated by management organization/ internal department

※ The bank have the right to change this account to our general saving account in the situation that such individual leaves, retires, unpaid, or such enterprise/corporate terminate payroll transfer service with the Bank.

How to Apply

  • Visit any of our branches or contact our Treasures Relationship Manager.
  • Call our 24-hour personal banking service hotline at 0809-002889 or 02-66129888

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