Your Credit Cards

Treasures Credit Card

The only card you’ll ever really need. Exclusive hand-picked and tailored perks specially chosen for DBS Treasures clients.

We know you’ve made the right choice in partnering us. Now we’ve officially debuted the "DBS Treasures Credit Card" in Taiwan. Swipe your Treasures Credit Card whenever you make purchases, and be prepared for a suite of exclusive lifestyle VIP privileges.

  • Unlimited Cash Rebates
  • How to Apply and Card Information
  • Interest and Other Fees
  • Online Transaction Validation
  • Online Transaction Validation
  • Unlimited Cash Rebates
  • How to Apply and Card Information

    Unlimited Cash Rebates
    Up to 1.5%, unlimited amount of cash rebates

    Accumulate cash rebates with your Treasures Credit Card to enjoy unlimited rebates the the following month.

    • Enjoy 1.5% cash rebate when you use your card overseas
    • For domestic monthly consumption >=TWD20,000, enjoy a 0.8% cash rebate
    • For domestic monthly consumption <TWD20,000, enjoy a 0.6% cash rebate

    For relevant items of note, please click and read Cardholders’ Privileges Booklet of Treasures Credit Card.

    • How to Apply

      DBS Treasures Credit Card is an exclusive credit card for our privileged Treasures customers.
      If you're an existing DBS Treasures customer, please contact your Relationship Manager to apply.
      To further inquire about Treasures services and privileges, please contact us at 0809-002-889 or (02) 6612-9888
      Please click and download the application form
      Please click and download the application form (for reference only)

    • Methods of Payments

      Through multiple options for ease of payments, choose the ones most convenient for you:

      1. Over the counter
        Use DBS Bank (Taiwan) agent receipt vouchers to pay at any branches of DBS Bank (Taiwan) or Chunghwa Post Co., Ltd branches.
      2. Automatic deduction
        Arrange for automatic deductions if you have current accounts at DBS Bank (Taiwan) or Chunghwa Post Co., Ltd.
      3. Post office transfer
        You can transfer bills to an account as 50072338 via branches of Chunghwa Post Co., Ltd with account title as "DBS Bank (Taiwan) Ltd".
      4. Spot cheque payment
        For cheque payment, please cross off the back to prevent others from encashing it. Please indicate payee as "DBS Bank (Taiwan) Ltd." and use registered post to mail to 13F., No.399, Ruiguang Rd., Neihu Dist., Taipei City 114, Taiwan (R.O.C.), DBS Bank (Taiwan) Loans Operating Department. Please ensure that identification numbers of primary cardholder and credit card numbers are recorded on the back of the cheque to facilitate the bill-posting process. Cheques require 2 to 7 working days to be credited. If you are using non-local cheques, please send the cheques to us with 7 days in advance to avoid conversion delays. Please do not use a single cheque to pay for 2 different accounts. If you'd like to pay for two or more accounts, please separate cheques to ensure accurate crediting of each account.
      5. ATM
        You can use any ATM with cross-bank transferring capability to make payments by using ATM cards from any participating banks for cross-bank transferrings. Bank code of transferee is 810. For transferring account numbers, please enter your 16-digit credit card number. Cross-bank transferring fee is TWD15 for each transaction.
      6. Payment by online banking
        If you are a customer of online banking at our bank, you can log on to our bank’s online bank ( and pay your credit card bill by the following steps: Click [paying the credit card bill] -> select the account from which you would like to make the payment -> enter [the amount of payment] -> enter the message dynamic code -> click confirm -> complete the payment
    • Cash advance

      Cardholders of cards issued by DBS (Taiwan) from 2013/10/1 (inclusive) onward understand and agree that DBS (Taiwan) will no longer provide cash advance pin. When cardholders of cards issued by DBS (Taiwan) before 2013/10/1 make cash advance with their cash advance pin, they must do so under the regulations and procedures codified by DBS(Taiwan) and the institution providing the cash advance, and they must pay DBS(Taiwan) a commission of 2.5% of the balance for each transaction plus NT$150. [The formula for calculation is: Cash advance commission for each transaction = NT$150 + (the amount of cash advance × 2.5%)] Moreover, the cardholder may repay this balance any time. If the amount of cash advance is not completely paid off before the cut-off day of the current payment period, DBS (Taiwan) may charge revolving credit interest pursuant to Article 15 of Credit Card Member Agreement on the unpaid balance. However, if the cardholder gets a replacement card, receives a new card, and receives a renewal card upon expiration and executes transaction with our bank with the new card pursuant to Article 19 of Credit Card Member Agreement, the cardholder agrees that the cash advance service provided by our bank is terminated.

    • Emergency Replacement Card

      If you lose your cards while travelling internationally, apply for an "Emergency Replacement Card" when reporting your lost cards by contacting our customer service center or international service organizations. They will coordinate on pickup time, location, and protocol for a replacement card that could only be used within a specified period of time. Upon your return, please contact our customer service center to issue a new card. The emergency replacement cards can only be used for normal consumption  without cash advance function. Please contact our customer service center upon return to Taiwan, and mail us back the cut-up fragments of the emergency replacement card.

    • VISA Signature Card Secretarial Service Hotline

      Our Visa Signature Card's dedicated secretary provides you with 24-hour service for a whole year to meet your versatile tourism and entertainment needs. Allow us to assist you in tourism-planning, hotel-booking, flight-seat-reserving, restaurant-reserving, rental service, performance-ticket-reserving, and other versatile needs.

      24 hour hotline number: 0800-666-112


    • DBS Treasures Customer Service Hotline

      24-hour DBS Treasures Customer Service Hotline:
      0809-002-889 or (02) 6612-9888

    Details on Interest and Other Fees



    Annual Fee

    Treasures Credit Card:
    1. Annual fee standard: primary card in the amount of TWD3,600 and supplementary card in the amount of TWD1,000 for each card.
    2. Annual fee discount: Fee waiver for the 1st card-holding-year, and for each year where the total average monthly assets with DBS Bank (Taiwan) is TWD2 million or more, or consumption via card is TWD200,000 or more for past year, annual fee for the subsequent year will be waived.
    3. Above-mentioned standards are applied until Dec 31, 2015 and will be extended for the next year if no changes are announced.

    Revolving Interest Rate

    Annual interest rate as 8.63%~19.71%

    Late Charge

    If minimum required monthly payment is not made prior to monthly payment due date or any late payments, late charges will be put according to non-paid-up minimum required monthly payment besides paying revolving interests (up to 19.71%) which is electronically determined. NT$300 will be charged for the 1st month, TWD400 will be charged for the 2nd month, and TWD500 will be charged for the 3rd month. The charges will not be put for more than 3 times. It will not be put for any month where the due amount is less than TWD1,000.

    Fee of Cash Advance

    Amount of Cash advance x 2.5% + TWD150

    International Transaction Fee

    The card holder should pay all of the credit card transactions in NTD. If the transaction (including refund) is in a currency other than NTD, or is an overseas NTD transaction (including NTD transactions at overseas merchants) or an domestic NTD transaction that is settled internationally (including refund) or cross-border transactions, DBS Bank (Taiwan) is entrusted to exchange the amount into NTD on the settlement days of various credit card international organizations. Every transaction will be settled as the consumption amount plus the international transaction fees which are paid to international credit card organizations by DBS Bank (Taiwan) and 0.5% of the consumption amount as DBS Bank (Taiwan) international transaction fees.

    Fee for Registration of Loss

    TWD200 for each card. Cardholders of Treasures Credit Card enjoy fee waiver.

    Fee for retrieval of cardholder’s copy

    TWD100 for each transaction.

    Fee for re-issuance of billing statement

    NT$100 for each re- issuance (waived for re- issuance statements in the latest 3 months).

    Fee for over-paid refund

    Cardholder could request over-pay refund, and NT$30 will be charged if being transferred to bank account of the cardholder for each transaction.It will be waived if it’s refunded to accounts of DBS Bank (Taiwan).

    Fee for issuance of clearance certificate

    When the cardholder's credit card contract with DBS Bank (Taiwan) ends, NT$100 should be charged if the cardholder applies for clearance certificate when paying off all due amount.

    • Online Transaction Validation
      “Online Transaction Validation ”is a real time online transaction protection mechanism provided by DBS Taiwan and supported by VISA、MasterCard and JCB. By applying a password via DBS Taiwan official website, it assures that no one other than you can use your DBS Taiwan credit card online.

    • How doe it work?
      1. First, it takes you few minutes to register a password and activate the service via DBS official website
        Apply for online validation for VISA cardsClick Here
        Apply for online validation for MasterCard cardsClick Here
        Apply for online validation for JCB cardsClick Here
      2. Once registration complete, as long as you have online shopping from a participating online merchant, password will be required to complete this transaction.

謹慎理財 信用至上
預借現金手續費:預借現金金額乘以2.5%+NT$ 150

Financial Prudence, Ultimate Credibility
Range of revolving interest rate of DBS Bank (Taiwan) Credit Cards: 8.63%~19.71%
Base date of revolving interest rate: April 3rd, 2009
Fee of cash advance: amount of cash advance * 2.5%+TWD150
For other fee-charging standards, please visit DBS Bank (Taiwan) website at