When you enter the transfer amount, you’ll see Recipient gets and You pay.  

Recipient gets shows the amount your recipient will receive in their bank account. 

You pay shows how much you would be paying based on the indicative exchange rate.  

The indicative rate is valid for 2 minutes, so the rate won’t change if you make your transfer within that time. After 2 minutes, the rate will refresh, and what you pay is based on the latest indicative rate.  

Sometimes, your recipient may get less than expected because the intermediary or recipient bank may have deducted fees along the way. 

This fees will not be reflected in the amount the Recipient gets. 

Last updated 26 May 2025