Cash & Accounts

Fixed Deposit Account

Place your funds with Asia’s safest bank and enjoy higher returns

Enjoy enhanced yields, higher returns and improved liquidity with a DBS Bank (Taiwan) Ltd Fixed Deposit Account. Open an account and earn higher interest rates by placing your funds with us for a set period of time.


Why choose DBS Bank (Taiwan) Ltd Fixed Deposit Account?

  • Ensure your funds are safe with an "AAA(TWN)" and "twAAA" rated bank. DBS Bank (Taiwan) Ltd has been affirmed with the highest credit rating among Taiwan banks
  • Increase your returns with competitive interest rates that are higher than a typical Business Account
  • Choose from a flexible range of tenures, with options for early withdrawals
  • Improve your liquidity via a wide range of global and Asian currencies: AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, RMB, SGD, and USD.
  • Secure a line of credit with your fixed deposit to ease cash flow or for business expansion plans


Product Features

Effective Date: 10th April 2015

Here are the available tenures and currencies for our account types for Fixed Deposits


AccountMin deposit amounttenureCurrencies

Time Deposit: TWD 10,000;
Fixed Savings Deposit: TWD 10,000;

Up to 12 months


Foreign currencies

AUD, CAD, CHF, EUR, GBP, NZD, SGD, and USD: 1,000 units of the relevant currency; HKD: HKD 10,000; JPY: JPY 100,000; RMB: RMB 5,000

Up to 12 months




Can I withdraw my Fixed Deposit before its maturity date?

Yes. However, the interest charged at withdrawal is calculated at 80% of the board rate on the date of placement, or is calculated based on the agreed rate. As such, you should consider making an early withdrawal carefully if you wish to benefit from higher yields.

Where can I find DBS Bank (Taiwan) Ltd Fixed Deposit rates?

To find out more about our Fixed Deposit rates and how it can yield higher interest rates than a typical current or savings account, contact us at 02 6612 0302 and our relationship manager will be glad to assist you.

 You may also find our interest rates at here for TWD and here for foreign currencies.

Do I need to submit a new set of account opening documents to open a Fixed Deposit Account if I am already a DBS Bank (Taiwan) Ltd client?

You will only need to fill up the Fixed Deposit Account application form. Please call us at 02 6606 0302 and we will arrange for a relationship manager to assist you.

Are there any set up fees for opening an account with DBS Bank (Taiwan) Ltd?

No, there are no set-up fees.


How do I apply?

Simply call us at 02 6606 0302. Alternatively, you may visit any of our Branches and our Relationship Manager will be glad to assist you.